Ṛṇamocaka maṅgala stotram (ऋणमोचकमङ्गलस्तोत्रम्)

(For solving Financial Struggles, relieving of debts and loans)

Prologue - The planet Mars is often considered to be malefic in its placement and transit through various houses of a natal chart and one often experiences extreme difficulties, anger, anxiety, separation issues and conflicts of all types at work and domestic life. This is identified in the birth horoscope and is named as Kuja doṣa or Maṅgala doṣa. As the name suggests, it causes all types of inauspicious effects and miseries upon those facing the malefic influence of Mars.

This Stotra relieves one of all debts and doṣas caused by planet Mars. Recitation of the entire twelve verses helps us gain immense wealth, relief from all loans and debts, as well as relief from all types of health disorders and diseases. It is recommended for all and not just for those suffering from it, as no one is free from the influence of the grahas (heavenly bodies) that exert enormous influence upon our lives.

It is important to remember that faster results are often experienced by offering prayers to the grahas vs higher deities, as the grace of the higher deities is often more difficult and time taking, although it may be far greater and wholesome in its effect.

Source – Various Navagraha books. The text of this stotram is also available on Sanskritdocuments.org at this link - https://sanskritdocuments.org/doc_z_misc_navagraha/mangalastotra.html

śrīgaṇeśāya namaḥ॥

श्रीगणेशाय नमः॥

Salutations to Lord Gaṇeśa. May He bless us all and remove all obstacles in our progress.

Atha stotram (अथ स्तोत्रम्) -

maṅgalo bhūmiputraśca ṛṇahartā dhanapradaḥ ।

sthirāsano mahākāyaḥ sarvakarmāvirodhakaḥ ॥ 1 ॥

मङ्गलो भूमिपुत्रश्च ऋणहर्ता धनप्रदः ।

स्थिरासनो महाकायः सर्वकर्माविरोधकः ॥ १ ॥

The various attributes of the Lord are –

1. Maṅgala (मङ्गल) – The auspicious One! The One who bestows success in all undertakings!
2. Bhūmiputra (भूमिपुत्र) – The One born of Mother Earth. Salutations to the Lord who has a marked influence upon the lives of all denizens of Earth.
3. Ṛṇahartā (ऋणहर्ता) – The One who removes all debts – financial and karmi Debts are further classified in five categories –
   1. Deva ṛṇa (देव ऋण) – Debts owed to the deities who rule the entire universe and help sustain it. We look upon them to help us navigate through our karmic difficulties and thereby create a debt with them.
   2. Pitṛ ṛṇa (पितृ ऋण) – Debts owed to one’s mother, father and all motherly and fatherly figures who cared and lent their support in our times of need. The debt also scales up to all our ancestors to whom we owe or lineage and without whom we would not exist.
   3. Manuṣya ṛṇa (मनुष्य ऋण) – Our debt to humanity, maintaining harmony and carrying out our duties towards society and the well-being of others.
   4. Bhūta ṛṇa (भूत ऋण) – Our debt and gratitude to nature, vegetation and other living creatures who co-exist with us.
   5. Ṛṣi ṛṇa (ऋषि ऋण) – Our debt to all the wise sages and teachers who have bestowed knowledge upon us to progress and lead better lives.

d. Dhanaprada (धनप्रद) – The bestower of all material riches and comforts. Remover of serious impediments impacting our lives.

lohito lohitākṣaśca sāmagānāṃ kṛpākaraḥ ।

dharātmajaḥ kujo bhaumo bhūtido bhūminandanaḥ ॥ 2 ॥

लोहितो लोहिताक्षश्च सामगानां कृपाकरः ।

धरात्मजः कुजो भौमो भूतिदो भूमिनन्दनः ॥ २ ॥

aṅgārako yamaścaiva sarvarogāpahārakaḥ ।

vṛṣṭeḥ kartā'pahartā ca sarvakāmaphalapradaḥ ॥ 3 ॥

अङ्गारको यमश्चैव सर्वरोगापहारकः ।

वृष्टेः कर्ताऽपहर्ता च सर्वकामफलप्रदः ॥ ३ ॥

Phalaśruti (फलश्रुति) – [Expected results of chanting and contemplating upon the above attributes.]

etāni kujanāmāni nityaṃ yaḥ śraddhayā paṭhet ।

ṛṇaṃ na jāyate tasya dhanaṃ śīghramavāpnuyāt ॥ 4 ॥

एतानि कुजनामानि नित्यं यः श्रद्धया पठेत् ।

ऋणं न जायते तस्य धनं शीघ्रमवाप्नुयात् ॥ ४ ॥

One who sincerely recites and contemplates upon the attributes of Lord Kuja (Ruler of the planet Mars), will rid themselves of all types of financial, material and other debts owed to ancestors, deities and all other entities. They will very quickly amass wealth and happiness.

dharaṇī-garbha sambhūtaṃ vidyutkānti samaprabham ।

kumāraṃ śaktihastaṃ ca maṅgalaṃ praṇamāmyaham ॥ 5 ॥

धरणीगर्भ सम्भूतं विद्युत्कान्ति समप्रभम् ।

कुमारं शक्तिहस्तं च मङ्गलं प्रणमाम्यहम् ॥ ५ ॥

Salutations to Lord Kuja born of Earthly essence and very closely linked to its welfare. He shines forth brilliantly resembling electric charge and lightning bolts. He is eternally youthful and holds a spear in His hand. He heralds auspiciousness and success in all endeavors!

The spear penetrates the triads of our three-dimensional world and helps us break free from all types of entanglement caused by karmic influences.

stotram-aṅgārakasyai-tat-paṭhanīyaṃ sadā nṛbhiḥ ।

na teṣāṃ bhaumajā pīḍā svalpāpi bhavati kvacit ॥ 6 ॥

स्तोत्रमङ्गारकस्यैतत्पठनीयं सदा नृभिः ।

न तेषां भौमजा पीडा स्वल्पापि भवति क्वचित् ॥ ६ ॥

This stotram(hymn) of Lord Aṅgāraka recited by spiritual minded people will certainly relieve them of all miseries caused by the malefic influence of the planet Mars on their natal horoscopes or during its transit. Delays in marriage, anger and anxiety related issues and general obstacles related to the malefic Kuja doṣa are relieved through the mercy and grace of Lord Kuja.

aṅgāraka mahābhāga bhagavan-bhaktavatsala ।

tvāṃ namāmi mamāśeṣamṛṇamāśu vināśaya ॥ 7 ॥

अङ्गारक महाभाग भगवन्भक्तवत्सल ।

त्वां नमामि ममाशेषमृणमाशु विनाशय ॥ ७ ॥

O Lord Aṅgāraka, most illustrious and eminent One, fulfiller of all wishes of your sincere devotees! O Lord, we pray reverently to seek your grace and help remove all debts incurred by us in all lifetimes. May your eminence kindly bestow your utmost grace and sever these debts without any remainder at once and bestow your unassailable protection on us!

ṛṇa-rogādi-dāridryaṃ ye cānye hyapamṛtyavaḥ ।

bhaya-kleśa-manas-tāpā naśyantu mama sarvadā ॥ 8 ॥

ऋणरोगादिदारिद्र्यं ये चान्ये ह्यपमृत्यवः ।

भयक्लेशमनस्तापा नश्यन्तु मम सर्वदा ॥ ८ ॥

O Lord, please relieve us from all types of debts, diseases, miserable health and living conditions and all types of poverty and bereavement, obstacles and unforeseen dangers and untimely death. Please destroy all types of fears, pains, anguish, distress, afflictions and grant us peace and happiness at once and may your grace remain with us at all times!

ativakra durārādhya bhogamukta jitātmanaḥ ।

tuṣṭo dadāsi sāmrājyaṃ ruṣṭo harasi tatkṣaṇāt ॥ 9 ॥

अतिवक्र दुराराध्य भोगमुक्त जितात्मनः ।

तुष्टो ददासि साम्राज्यं रुष्टो हरसि तत्क्षणात् ॥ ९ ॥

O Lord, please remain with us and help us overcome the most difficult times and help us accomplish the impossible and daunting tasks that we may undertake. Please grant us stupendous success and merit in achieving all our goals and reach the pinnacles of life’s achievements. May we amass both material and spiritual wealth and be free of all bondage and retain humility by your immense grace.

May your complete grace bestow a kingdom of wealth, happiness and achievements to us and at once drive away all types of negativity and malefic influences from our vicinity.

viriñci-śakra-viṣṇūnāṃ manuṣyāṇāṃ tu kā kathā ।

tena tvaṃ sarvasattvena graharājo mahābalaḥ ॥ 10 ॥

विरिञ्चिशक्रविष्णूनां मनुष्याणां तु का कथा ।

तेन त्वं सर्वसत्त्वेन ग्रहराजो महाबलः ॥ १० ॥

O Lord, your power matches that of Lord Brahma, Lord Indra and that of Lord Viṣṇu and your influence extends upon all humanity and sentient beings on Earth and the heavens. No one can escape your fury or grace if they’re destined to it. Your influence extends to all matter, energies and forces that govern us and you are the king among all other grahas (heavenly objects influencing our lives) and your power is enormous and insurmountable. May your utmost grace and mercy be upon us and may you relieve us of all pain and misery at all times.

putrāndehi dhanaṃ dehi tvāmasmi śaraṇaṃ gataḥ ।

ṛṇa-dāridrya-duḥkhena śatrūṇāṃ ca bhayāt-tataḥ ॥ 11 ॥

पुत्रान्देहि धनं देहि त्वामस्मि शरणं गतः ।

ऋणदारिद्र्यदुःखेन शत्रूणां च भयात्ततः ॥ ११ ॥

O Lord, please grant us worthy progeny, immense and more than adequate wealth and shower your complete benevolent grace at all times. Please rid us of all debt, poverty and all types of misery and enemies (internal and external), as well as all types of malefic influences caused by grahas or other entities and remove all fears and anxiety tormenting us. Please grant all our wishes at once and uplift us!

ebhirdvādaśabhiḥ ślokairyaḥ stauti ca dharāsutam ।

mahatīṃ śriyamāpnoti hyaparo dhanado yuvā ॥ 12 ॥

एभिर्द्वादशभिः श्लोकैर्यः स्तौति च धरासुतम् ।

महतीं श्रियमाप्नोति ह्यपरो धनदो युवा ॥ १२ ॥

Those who recite these twelve verses (ślokas) with reverence and deep contemplation on Lord Kuja, the Earth-born, will attain all types of wealth and become extremely wealthy and influential in their lifetime enjoying all types of comforts and happiness in all respects! They become like Lord Kubera, the god of wealth, on Earth!

iti śrīskandapurāṇe bhārgavaproktaṃ ṛṇamocakamaṅgalastotraṃ sampūrṇam ॥

इति श्रीस्कन्दपुराणे भार्गवप्रोक्तं ऋणमोचकमङ्गलस्तोत्रं सम्पूर्णम् ॥

[Thus ends the ṛṇamocakamaṅgalastotraṃ that was elucidated by Lord Bhārgava and documented in (attributed to) the Śrī Skanda Purāṇa.]

1. Sthirāsana (स्थिरासन) – The One who remains unperturbed and remains still against all challenges. He grants us the same power to withstand any calamities and remain unmoved against oppression. We will be able to overcome any type of challenges that may come upon us.
2. Mahākāya (महाकाय) – One of enormous stature and size. Blessings of Lord Aṅgāraka (Ruler of planet Mars) grant us immense fame, prestige and honor in society and also grant us enormous wealth.
3. Sarvakarmāvirodhaka (सर्वकर्माविरोधक) – One who challenges and destroys all types of karmas causing serious hindrances to our lives.
4. Lohita (लोहित) – The One who is red in complexion denoting the Rajasic tattva of passion and desires.
1. Lohitākṣa (लोहिताक्ष) – The One with a very fierce grace capable of destroying all enemies and hindrances of His devotees.
10. Sāmagāna (सामगान) – The One who creates a unique melody through His actions and modulates our attitude and emotions towards life and society at large.
11. Kṛpākara (कृपाकर) – The One who bestows immense grace and happiness upon all His devotees.
50. Dharātmaja (धरात्मज) – The One who embodies the spirit of the earth and governs all aspects of our material life - successes, failures, obstacles, miseries, joys and happiness.
1000. Kuja (कुज) – The One who remains standstill and appears over the horizon. His grace is never far from us and can be accessed with devotion and sincere prayers to Lord Aṅgāraka.
14. Bhauma (भौम) – The One who is of the same essence as planet Earth. He denotes material sustenance and happiness.
15. Bhūtida (भूतिद) – The One who has the power over all the five natural elements - pañcabhūtas (air, ether, fire, water and earth).
16. Bhūminandana (भूमिनन्दन) – The One who is capable of granting us immense earthly pleasures and joys.
17. Aṅgāraka (अङ्गारक) – The One who appears burning red. The One who is the ruler of all Tuesday and rules over the planet Mars and governs its influence over our lives and the solar system.
18. Yama (यम) – The One who imposes dharma – righteousness in our actions and attitude and punishes all the deviations from it.
19. Sarvarogāpahāraka (सर्वरोगापहारक) – The One who mitigates all diseases and miserable health conditions and allows us to lead a healthy, happy and contended life.
20. Vṛṣṭa (वृष्ट) – The One who pours His grace or wrath like rain. His grace inundates us with happiness and the wrath puts us in great misery and mishap causing extreme inconvenience and even death in severe cases.
21. Kartā'pahartā (कर्ताऽपहर्ता) – The One who severs all us from all miseries, bondage and saves us from all types of calamities. He is a great protector who remains still against all types of obstacles and harm.
22. Sarvakāmaphalaprada (सर्वकामफलप्रद) – The One who helps accomplish all tasks and grants their complete success and full benefits.

This article is written by Krishna Vallapareddy and can be contacted at Krishna@manblunder.com