Śrī Mahālakṣmī Pañjara Stotram (श्री महालक्ष्मी पञ्जर स्तोत्रम्)

Prologue:- The word pañjara means cage, skeleton or body. In this case, it is the very essence of Śrī Lakṣmī, the most enticing, wealth bestowing and most sought after Goddess.

What is really special about this stotram, is that it includes the Mātṛkā-s or the syllable deity mantras in the the root/mūla mantras section.

The Sanskrit syllables 'a' to 'aḥ' are the vowels and represent the divested power of Śiva, which is Śakti in Her true majesty and power. The Mātṛkā-s that form by adding the 'm̐' to each of the alphabet, are each endowed with great power coming from both Śakti and Śiva.

The Consonants from 'ka' to 'ma' are manifestations of Śakti alone and are energized in part by the vowels. Likewise, the semi-vowels from 'ya' to 'va' and the sibilant consonants from 'śa' to 'kṣa' are also empowered by Śakti to carry out various tasks of Creation, Sustenance and Destruction.

This stotram has the Mātṛkā-s from 'kam̐' to 'kṣam̐' encased with the general Śakti bījās/seeds to add power to the mantra and fulfill various desires and also energize the cakras.

Śrī Lakṣmī, is seen as Śakti or the dynamic superconsciousness and Her consort Lord Viṣṇu becomes Śiva or the static superconsciousness, in the context of this Stotram.

viniyogaḥ (विनियोगः) :-

om̐ asya śrī lakṣmī pañjara mahāmantrasya brahmā ṛṣiḥ ।

paṅktiśchandaḥ ।

śrīmahālakṣmīrdevatā ।

śrīm̐ bījaṃ ।

svāhā śaktiḥ ।

śriyai iti kīlakaṃ ।

mama sarvabhīṣṭa siddhyarthe lakṣmī pañjara stotra jape viniyogaḥ ॥

ॐ अस्य श्री लक्ष्मी पञ्जर महामन्त्रस्य ब्रह्मा ऋषिः ।

पङ्क्तिश्छन्दः ।

श्रीमहालक्ष्मीर्देवता ।

श्रीँ बीजं ।

स्वाहा शक्तिः ।

श्रियै इति कीलकं ।

मम सर्वभीष्ट सिद्ध्यर्थे लक्ष्मी पञ्जर स्तोत्र जपे विनियोगः ॥

Meaning:- I pray to the Divine Mother Goddess Śrī Lakṣmī through this hymn, encased as a great mantra. The sage (ṛṣiḥ) who has revealed this mantra is the Creator Lord Brahma Himself. The metre (chandas) for the mantra is Paṅkti. The deity is Śrī Mahālakṣmī. The seed (bīja) is śrīm̐. The power (śakti) is svāhā. The key to the mantra is śriyai. May the mantra called the Śrī Lakṣmī Pañjara stotra, fulfill all my heartfelt desires.

1.karanyāsaḥ (करन्यासः) :-

2. ṣaḍaṅganyāsaḥ (षडङ्गन्यसः)

bhūr-bhuva-ssuvarom-iti digbandhaḥ ॥

भूर्भुवस्सुवरोमिति दिग्बन्धः॥

3. dhyānaṃ (ध्यानं) :-

om̐ vande-lakṣmīṃ parama-śiva-mayīṃ śuddha-jāmbūnadābhāṃ ।

tejo-rūpāṃ kanaka-vasanāṃ sarva bhūṣoj-jvalāṅgīm ॥ 1 ॥

ॐ वन्देलक्ष्मीं परमशिवमयीं शुद्धजाम्बूनदाभां ।

तेजोरूपां कनकवसनां सर्व भूषोज्ज्वलाङ्गीम् ॥ १ ॥

Salutations to the Divine Mother Goddess Lakṣmī, Who is an aspect of the Dynamic Super consciousness Śakti. She wields the power of Śiva and is the cause of the cosmic illusion Māyā. She is golden colored by appearance. She wields the power of Spiritual Illumination and is brilliant in the form of golden light, which adorns Her completely. She holds a gold pot full of seeds of Creation, wealth, opportunities and prosperity.

bījāpūraṃ kanaka kalaśaḥ hema-padmaṃ dadhānā mādhyāṃ ।

śaktiṃ bhukti sakala jananīṃ viṣṇu-vāmāṅka-saṃsthām ॥ 2 ॥

बीजापूरं कनक कलशः हेमपद्मं दधाना माध्यां ।

शक्तिं भुक्ति सकल जननीं विष्णुवामाङ्कसंस्थाम् ॥ २ ॥

She is seated on a gold lotus and distributes from a gold pot held in the middle, full of seeds of Creation, wealth, opportunities and prosperity. She is the power of Preservation and sustains the entire Creation. She is stationed on the left side of the Preserver Lord Viṣṇu.

śaraṇāṃ tvāṃ prapanno’smi mahālakṣmi haripriye ।

prasadāṃ kuru deveśi mayi duṣṭhe’parādhini ॥ 3 ॥

शरणां त्वां प्रपन्नो’स्मि महालक्ष्मि हरिप्रिये ।

प्रसदां कुरु देवेशि मयि दुष्ठे’पराधिनि ॥ ३ ॥

Oh Divine Mother Śrī Mahālakṣmi, the dearest of Lord Hari (Viṣṇu) and His source of power (śakti), the favored goddess of all the celestial devas (gods), the remover of all ills, We seek refuge in You. Please forgive our shortcomings and protect us. Please show your immense grace and shower your blessings upon us.

koṭi kandarpa lāvaṇyāṃ saundar-yyaika svarūpatām ।

sarva-maṅgala māṅgalyāṃ śrī-ramāṃ śaraṇaṃ braje ॥ 4 ॥

कोटि कन्दर्प लावण्यां सौन्दर्य्यैक स्वरूपताम् ।

सर्वमङ्गल माङ्गल्यां श्रीरमां शरणं ब्रजे ॥ ४ ॥

Oh Divine Mother, the most auspicious and gracious One, the infinitely blissful One, the most beautiful and wondrous One. The most enticing and charming Ramā, we seek refuge in You. Please bless us profusely.

mūlamantra ṣaṭkam (मूलमन्त्र षट्कम्) :-

(Six versions of the root/mūla mantra).

om̐ śrīm̐ hrīm̐ aim̐ klīm̐ namo viṣṇu-vallabhāyai

mahā-māyāyai kam̐ kham̐ gam̐ gham̐ ṅam̐ namaste

namaste māṃ pāhi pāhi rakṣa rakṣa dhanaṃ dhānyaṃ

śriyaṃ samṛddhi dehi dehi śrīm̐ śriyai namaḥ svāhā ॥ 1 ॥

ॐ श्रीँ ह्रीँ ऐँ क्लीँ नमो विष्णुवल्लभायै

महामायायै कँ खँ गँ घँ ङँ नमस्ते

नमस्ते मां पाहि पाहि रक्ष रक्ष धनं धान्यं

श्रियं समृद्धि देहि देहि श्रीँ श्रियै नमः स्वाहा ॥ १ ॥

The seed (bīja) mantra om̐ is Śabda Brahman or the Super consciousness manifested as the primordial sound, representing auspiciousness.

The Lakṣmī bīja (seed) mantra śrīm̐ represents abundance, wealth, well-being and prosperity.

The Māyā bīja (seed) mantra hrīm̐ represents manifestation of everything as the power of Creation, sustenance as the power of Preservation and transformation as the power of Destruction. It is also related to concentration, focus, energy, drive, self-esteem, high power and is the main śakti mantra.

The Vāgbhāva bīja (seed) mantra aim̐ represents all knowledge, spiritual and material.

The Kāma bīja (seed) mantra klīm̐ represents all desires and wishes as well as attraction.

The Kālarātri Mātṛkā bīja (seed) mantra kam̐ represents victory, desire (kāma), wealth (artha), as well as justice (dharma). She represents the triple śaktis of icchā (desire), jñāna (knowledge) and kriyā (action).

The Khaṇḍitā Mātṛkā (bīja) seed mantra kham̐ represents detachment, severance, illumination. She also represents the triple śaktis of icchā (desire), jñāna (knowledge) and kriyā (action).

The Gāyatrī Mātṛkā bīja (seed) mantra gam̐ represents clarity of the discerning knowledge, direct vison and eternal wisdom, marked by delusion. This is also the Gaṇapati/Gaṇeśa bīja (seed) mantra representing the same aspect as well as removal of all obstacles towards progress. It also represents the great Kuṇḍalini or the latent energy at the bottom of the spine.

The Ghaṇṭākarṣiṇī Vārāhī Mātṛkā bīja (seed) mantra gham̐ represents sound and is the banisher of all enemies, internal and external. It is the subtle sound that manifests the energy to dispel all inimical forces. She is the karma cleanser who expels the karmas from the physical, astral and causal bodies.

The Ṅārnādevi Mātṛkā bīja (seed) mantra ṅam̐ represents growth and complete development. She signifies identification with the True Self and not with the individual body and mind

The mantra in total, indicates ushering in auspiciousness, abundance, power to manifest desires, obtain the true knowledge, evolve materially and spiritually, as well as to detach from karma and dispel all negativities towards material and spiritual progress and finally identify with the True Self. The mantra is a fervent prayer to the Divine Mother Lakṣmī, the consort of Lord Viṣṇu, to please take notice of our plight and shower Her grace and mercy upon us, to provide Her Divine Protection, dispel all delusion and worries, to usher in all types of wealth, food, beauty and all kinds of abundance, health, prosperity and all types of welfare. Obeisance to the Divine Mother who kindles the Kuṇḍalini at the base Mūlādhāra cakra and blesses us profusely.

om̐ śrīm̐ hrīm̐ aim̐ klīm̐ namo jagaj-jananyai

vātsalya-nidhaye cam̐ cham̐ jam̐ jham̐ ñam̐ namaste

namaste māṃ pāhi pāhi rakṣa rakṣa śriyaṃ pratiṣṭhāṃ

vāksiddhi me dehi dehi śrīm̐ śriyai namaḥ svāhā ॥ 2 ॥

ॐ श्रीँ ह्रीँ ऐँ क्लीँ नमो जगज्जनन्यै

वात्सल्यनिधये चँ छँ जँ झँ ञँ नमस्ते

नमस्ते मां पाहि पाहि रक्ष रक्ष श्रियं प्रतिष्ठां

वाक्सिद्धि मे देहि देहि श्रीँ श्रियै नमः स्वाहा ॥ २ ॥

The seed (bīja) mantra om̐ is Śabda Brahman or the Super consciousness manifested as the primordial sound, representing auspiciousness.

The Lakṣmī bīja (seed) mantra śrīm̐ represents abundance, wealth, well-being and prosperity.

The Māyā bīja (seed) mantra hrīm̐ represents manifestation of everything as the power of Creation, sustenance as the power of Preservation and transformation as the power of Destruction. It is also related to concentration, focus, energy, drive, self-esteem, high power and is the main śakti mantra.

The Vāgbhāva bīja (seed) mantra aim̐ represents all knowledge, spiritual and material.

The Kāma bīja (seed) mantra klīm̐ represents all desires and wishes as well as attraction.

The Caṇḍikā Mātṛkā bīja (seed) mantra cam̐ signifies destruction of evil and spread of love and compassion. The awakening of the Kuṇḍalini and its rise is signified.

The Chayārta Mātṛkā bīja (seed) mantra cham̐ signifies arising from the shadowy depths of the material world to discover the pure spiritual reality that represents us.

The Jayādevi Mātṛkā bīja (seed) mantra jam̐ signifies victory and is also the giver of fortune. Further, She can provide the experience of Divine bliss for those leading a worldly life as well. In addition, She is unrivalled in dispelling black magic.

The Jhaṅkāriṇī Mātṛkā bīja (seed) mantra jham̐ represents a balance amongst material and spiritual desires. She allows a free movement between the base Mūlādhāra cakra representing the Earth element and the sacral Svādhiṣṭhāna cakra representing water.

The Jñānarūpā Devi Mātṛkā bīja (seed) mantra ñam̐ represents true knowledge of the Self and the realization that we are not this body and mind. She finally liberates us.

The mantra, in total, indicates ushering in auspiciousness, abundance, power to manifest desires, to obtain the true knowledge, evolve materially and spiritually as well as to detach from karma and dispel all negativities towards material and spiritual progress, to awaken deep compassion within us, to emerge from the shadowy depths of the cosmic virtual illusion, to attain victory in spiritual and material pursuits, to balance our life and finally, to identify with the True Self. The mantra is a fervent prayer to the Divine Mother Lakṣmī, the Creator of the multi-dimensional multi-verse, the fountain of Divine Compassion, to please take notice of our plight and shower Her grace and mercy upon us, to provide Her Divine Protection, dispel all delusion and worries, to bestow great honor and the power of speech to make our words come true, and to grant all kinds of abundance, health, prosperity, as well as all types of welfare. Obeisance to the Divine Mother who kindles the Kuṇḍalini further up to the Svādhiṣṭhāna/sacral cakra and blesses us profusely.

om̐ śrīm̐ hrīm̐ aim̐ klīm̐ namaḥ siddhi-sevitāyai

sakalābhīṣṭa-dāna dīkṣitāyai ṭam̐ ṭham̐ ḍam̐ ḍham̐

ṇam̐ namaste namaste māṃ pāhi pāhi rakṣa rakṣa

sarvato’bhayaṃ dehi dehi śrīm̐ śriyai namaḥ svāhā ॥ 3 ॥

ॐ श्रीँ ह्रीँ ऐँ क्लीँ नमः सिद्धिसेवितायै

सकलाभीष्टदान दीक्षितायै टँ ठँ डँ ढँ

णँ नमस्ते नमस्ते मां पाहि पाहि रक्ष रक्ष

सर्वतो’भयं देहि देहि श्रीँ श्रियै नमः स्वाहा ॥ ३ ॥

The seed (bīja) mantra om̐ is Śabda Brahman or the Super consciousness manifested as the primordial sound, representing auspiciousness.

The Lakṣmī bīja (seed) mantra śrīm̐ represents abundance, wealth, well-being and prosperity.

The Māyā bīja (seed) mantra hrīm̐ represents manifestation of everything as the power of Creation, sustenance as the power of Preservation and transformation as the power of Destruction. It is also related to concentration, focus, energy, drive, self-esteem, high power and is the main śakti mantra.

The Vāgbhāva bīja (seed) mantra aim̐ represents all knowledge, spiritual and material.

The Kāma bīja (seed) mantra klīm̐ represents all desires and wishes as well as attraction.

The Ṭaṅkahastā Devi Mātṛkā bīja (seed) mantra ṭam̐ represents the sustenance of the physical, astral and causal bodies. She also lifts the Kuṇḍalini to the Maṇipūra cakra and lits the flame of the spiritual transformation. At the physical level, courage is signified. She’s also the curer of all diseases.

The Ṭhaṅkāriṇī Devi Mātṛkā bīja (seed) mantra ṭham̐ represents the destruction of all types of affliction through knowledge and action.

The Ḍamarī Devi Mātṛkā bīja (seed) mantra ḍam̐ signifies control over all the five senses, removal of all poisonous and harmful elements in the body and the expulsion of negativity from within us.

The Ḍhaṅkāriṇī Devi Mātṛkā bīja (seed) mantra ḍham̐ signifies spiritual enlightenment as well as abundant wealth, both spiritual and material. She also grants the power to exhibit divine splendor from within.

The Ṇārnā Devi Mātṛkā bīja (seed) mantra ṇam̐ signifies granting of all magical siddhis as well as spiritual enlightenment.

The mantra overall, indicates ushering in auspiciousness, abundance, power to manifest desires, to obtain the true knowledge, evolve materially and spiritually as well as to detach from karma and dispel all negativities towards material and spiritual progress, to provide sustenance to the physical, astral and causal bodies, destruction of afflictions, control over senses, significant spiritual progress, balance in our life, and finally, to identify with the True Self. The mantra is a fervent prayer to the Divine Mother Lakṣmī, The grantor of all magical siddhis and powers, fulfiller of all wishes and desires and the utmost powerful and knowledgeable teacher, to please take notice of our plight and shower Her grace and mercy upon us, to provide Her Divine Protection, dispel all delusion and worries, bestow immense courage, remove all fears, usher in solid health, prosperity, as well as all types of welfare. Obeisance to the Divine Mother who kindles the Kuṇḍalini further up to the Maṇipūra (navel cakra) and blesses us profusely.

om̐ śrīm̐ hrīm̐ aim̐ klīm̐ namaḥ siddhi-dātryai mahā acintya

śakti-kāyai tam̐ tham̐ dam̐ dham̐ nam̐ namaste namaste

māṃ pāhi pāhi rakṣa rakṣa me sarvabhīṣṭa-siddhiṃ dehi

dehi śrīm̐ śriyai namaḥ svāhā ॥ 4 ॥

ॐ श्रीँ ह्रीँ ऐँ क्लीँ नमः सिद्धिदात्र्यै महा अचिन्त्य

शक्तिकायै तँ थँ दँ धँ नँ नमस्ते नमस्ते

मां पाहि पाहि रक्ष रक्ष मे सर्वभीष्टसिद्धिं देहि

देहि श्रीँ श्रियै नमः स्वाहा ॥ ४ ॥

The seed (bīja) mantra om̐ is Śabda Brahman or the Super consciousness manifested as the primordial sound, representing auspiciousness.

The Lakṣmī bīja (seed) mantra śrīm̐, represents abundance, wealth, well-being and prosperity.

The Māyā bīja (seed) mantra hrīm̐ represents manifestation of everything as the power of Creation, sustenance as the power of Preservation and transformation as the power of Destruction. It is also related to concentration, focus, energy, drive, self-esteem, high power and is the main śakti mantra.

The Vāgbhāva bīja (seed) mantra aim̐ represents all knowledge, spiritual and material.

The Kāma bīja (seed) mantra klīm̐ represents all desires and wishes as well as attraction.

The Tamasya Devi Mātṛkā bīja (seed) mantra tam̐ signifies the expulsion of all darkness, hatred, jealously and other vices and ushering in compassion and true unconditional love. She is also the giver of fortune. She takes up the Kuṇḍalini to the Anāhata cakra.

The Sthāṇvi Devi Mātṛkā bīja (seed) mantra tham̐ signifies attaining all virtues and leading a moralistic life. She grants the ability to fearlessly withstand any evil, as well the power to maintain calm and composure, in distressing circumstances.

The Dākṣāyaṇī Devi Mātṛkā bīja (seed) mantra dam̐ signifies great power, wealth, authority, good fortune and immense happiness. She also grants immense contentment, so that one does not get fully overcome by greed, to pursue much more material wealth than what’s already granted in abundance and instead focus on the spiritual realms.

The Dhattayā Devi Mātṛkā bīja (seed) mantra dham̐ signifies removal of all impurities and is also the curer of all deadly diseases.

The Nāryā Devi Mātṛkā bīja (seed) mantra nam̐ signifies liberation or mokṣā. She reveals our true Self.

The mantra overall, indicates ushering in auspiciousness, abundance, power to manifest desires, to obtain the true knowledge, to evolve materially and spiritually as well as to detach from karma and dispel all negativities towards material and spiritual progress, to expel all evil inner and outer vices, granting virtues, immense fame and fortune, removal of all diseases and afflictions, significant spiritual progress, balance in our life and finally identify with the True Self. The mantra is a fervent prayer to the Divine Mother Lakṣmī, the grantor of all magical siddhis and powers, One of inconceivable form and power, to please take notice of our plight and shower Her grace and mercy upon us, to provide Her Divine Protection, dispel all delusion and worries, bestow all powers and siddhis, fulfill all wishes and desires, health, prosperity, as well as all types of welfare. Obeisance to the Divine Mother who kindles the Kuṇḍalini further up to the Anāhata (heart cakra) and blesses us profusely.

om̐ śrīm̐ hrīm̐ aim̐ klīm̐ namo vāñchita pūritāyai

sarva-siddhi-mūla-bhūtāyai pam̐ pham̐ bam̐ bham̐ mam̐

namaste namaste māṃ pāhi pāhi rakṣa rakṣa me

mano-vāñchitāṃ sarvārtha-bhūtāṃ siddhiṃ dehi dehi

śrīm̐ śriyai namaḥ svāhā ॥ 5 ॥

ॐ श्रीँ ह्रीँ ऐँ क्लीँ नमो वाञ्छित पूरितायै

सर्वसिद्धिमूलभूतायै पँ फँ बँ भँ मँ

नमस्ते नमस्ते मां पाहि पाहि रक्ष रक्ष मे

मनोवाञ्छितां सर्वार्थभूतां सिद्धिं देहि देहि

श्रीँ श्रियै नमः स्वाहा ॥ ५ ॥

The seed (bīja) mantra om̐ is Śabda Brahman or the Super consciousness manifested as the primordial sound, representing auspiciousness.

The Lakṣmī bīja (seed) mantra śrīm̐ represents abundance, wealth, well-being and prosperity.

The Māyā bīja (seed) mantra hrīm̐ represents manifestation of everything as the power of Creation, sustenance as the power of Preservation and transformation as the power of Destruction. It is also related to concentration, focus, energy, drive, self-esteem, high power and is the main śakti mantra.

The Vāgbhāva bīja (seed) mantra aim̐ represents all knowledge, spiritual and material.

The Kāma bīja (seed) mantra klīm̐ represents all desires and wishes as well as attraction.

The Pārvatī Mātṛkā bīja (seed) mantra pam̐ represents will power, endurance and great strength, both physical and mental. Her power remains stable and gives one immense confidence and success in all endeavors.

The Phaṭkāriṇī Mātṛkā bīja (seed) mantra pham̐ represents freedom from all worries and negativities. She’s also the giver of all siddhis or magical powers.

The Bandhinī Devi Mātṛkā bīja (seed) mantra bam̐ signifies the removal of all bondage leading us towards self-realization and ultimate liberation.

The Bhadrakālī Mātṛkā bīja (seed) mantra bham̐ signifies the destruction of all negativity, evil spirits and heralds the beginning of auspicious and fortuitous time.

The Mahāmāyā bīja (seed) Mātṛkā mantra mam̐ signifies the great cosmic illusion and its secrets. She helps us realize out true inner Self and leads us towards liberation.

The mantra overall, indicates ushering in auspiciousness, abundance, power to manifest desires, to obtain the true knowledge, to evolve materially and spiritually, as well as to detach from karma and dispel all negativities towards material and spiritual progress, granting endurance, immense strength to overcome any difficulties, expulsion of all negativity, bondage, removal of all diseases and afflictions, significant spiritual progress, balance in our life and finally identify with the True Self. The mantra is a fervent prayer to the Divine Mother Lakṣmī, The grantor of all magical siddhis and powers, fulfiller of all heartfelt desires and the root of all Creation and elements, to please take notice of our plight and shower Her grace and mercy upon us, to provide Her Divine Protection, dispel all delusion and worries, bestow all powers and siddhis, fulfill all wishes and desires, health, prosperity, as well as all types of welfare. Obesiance to the Divine Mother who kindles the Kuṇḍalini further up to the Viśuddha (throat cakra) and blesses us profusely.

om̐ śrīm̐ hrīm̐ aim̐ klīm̐ kamale kamalālaye mahyaṃ

prasīda prasīda mahālakṣmi tubhyaṃ namo namaste

jagaddhitāyai yam̐ ram̐ lam̐ vam̐ śam̐ ṣam̐ sam̐ ham̐

kṣam̐ namaste namaste māṃ pāhi pāhi rakṣa me

vaśy-ākarṣaṇa mohana-staṃbhanoccāṭana-tāḍanā-cintya-sakti

vaibhavaṃ dehi dehi śrīm̐ śriyai namaḥ svāhā ॥ 6 ॥

ॐ श्रीँ ह्रीँ ऐँ क्लीँ कमले कमलालये मह्यं

प्रसीद प्रसीद महालक्ष्मि तुभ्यं नमो नमस्ते

जगद्धितायै यँ रँ लँ वँ शँ षँ सँ हँ

क्षँ नमस्ते नमस्ते मां पाहि पाहि रक्ष मे

वश्याकर्षण मोहनस्तंभनोच्चाटनताडनाचिन्त्यसक्ति

वैभवं देहि देहि श्रीँ श्रियै नमः स्वाहा ॥ ६ ॥

The seed (bīja) mantra om̐ is Śabda Brahman or the Super consciousness manifested as the primordial sound, representing auspiciousness.

The Lakṣmī bīja (seed) mantra śrīm̐ represents abundance, wealth, well-being and prosperity.

The Māyā bīja (seed) mantra hrīm̐ represents manifestation of everything as the power of Creation, sustenance as the power of Preservation and transformation as the power of Destruction. It is also related to concentration, focus, energy, drive, self-esteem, high power and is the main śakti mantra.

The Vāgbhāva bīja (seed) mantra aim̐ represents all knowledge, spiritual and material.

The Kāma bīja (seed) mantra klīm̐ represents all desires and wishes as well as attraction.

The Yaśasvinī Mātṛkā bīja (seed) mantra yam̐, represents immense glory and the awakening of the spiritual glow – Ājñā cakra. She heralds the flood of knowledge, light and the realization of a complete new self within us.

The Raktā Devi Mātṛkā bīja (seed) mantra ram̐ represents cleansing of the soul and depleting all negativities. She also generates a new zeal and drive in us, to accomplish higher spiritual pursuits leading us towards liberation. She provides vāk siddhi or the power to make words come true.

The Lamboṣṭhī Devi Mātṛkā bīja (seed) mantra lam̐ represents great power of attraction and mesmerization. She also leads us to the non-dual state of knowing and being IT.

The Varadā Devi Mātṛkā bīja (seed) mantra vam̐ represents wish fulfillment and auspicious, favorable outcomes of all endeavors.

The Śrīdevī Mātṛkā bīja (seed) mantra śam̐ represents auspiciousness and the sum total of all material and spiritual wealth. She grants us immense spiritual and material wealth and takes care of all our comforts and ultimately liberates us.

The Ṣaṇḍā Devi Mātṛkā bīja (seed) mantra ṣam̐ represents selfless service to the Divine and She is the giver of all fruitful results. She also grants us the non-dual state of knowing and being.

The Sarasvatī Devi Mātṛkā bīja (seed) mantra sam̐ represents arts, knowledge and wisdom and is also the cause of all Creation. She grants success in all accomplishments and fulfills life’s very purpose of liberation.

The Haṃsavatī Devi Mātṛkā bīja (seed) mantra ham̐ represents the True Self and attaining liberation and merger with IT. This is the last bīja in the word ‘aham’ representing the ego or the individual self, beginning with ‘a’, the creation and ending with ‘ham’ the liberation and merging with the True Self.

The Kṣamāvatī Devi Mātṛkā bīja (seed) mantra kṣam̐ represents the dissolution of all karmas through the Divine grace and pardon. She leads and grants us liberation. The complete energization of the Ājñā and the Sahasrāra cakras is realized at this point.

The mantra, overall, indicates ushering in auspiciousness, abundance, power to manifest desires, obtain the true knowledge, to evolve materially and spiritually as well as to detach from karma and dispel all negativities towards material and spiritual progress, awakening the true nature of the self, cleansing the soul, removal of all dualities, granting of immense spiritual and material wealth, removal of all diseases and afflictions, the end of the spiritual progress, and complete identity with the True Self. The mantra is a fervent prayer to the Divine Mother Lakṣmī, the Supreme Self, the Dynamic, Static and the unmanifested Super consciousness, the delight of the entire Creation, to please take notice of our plight and shower Her grace and mercy upon us, to provide Her Divine Protection, to dispel all delusion and worries, and to bestow good health, immense prosperity, as well as all types of welfare, and further, to bestow all powers to mesmerize, stall, spread dissension, destroy and every other power that could be used as needed. Obeisance to the Divine Mother who kindles the Kuṇḍalini further up to the Ājñā/pineal-third eye and the Sahasrāra/crown cakras and blesses us profusely.

om̐ śrīm̐ hrīm̐ aim̐ klīm̐ dhātryai namaḥ svāhā ।

ॐ श्रीँ ह्रीँ ऐँ क्लीँ धात्र्यै नमः स्वाहा ।

Obeisance and salutations to the One who is the receptacle of auspiciousness, spiritual and material wealth, immense power, concentration, action, all knowledge and is the fulfiller of all wishes, desires and ultimately grants liberation.

om̐ śrīm̐ hrīm̐ aim̐ klīm̐ śrīm̐ bījarūpāyai namaḥ svāhā ।

ॐ श्रीँ ह्रीँ ऐँ क्लीँ श्रीँ बीजरूपायै नमः स्वाहा ।

Obeisance and salutations to the One who is the cause as well as the form of all seeds/bīja-s of Creation and of all mantras, and also heralds auspiciousness, grants spiritual and material wealth, immense power, concentration, action, all knowledge, and is the fulfiller of all wishes, desires and ultimately grants liberation.

om̐ śrīm̐ hrīm̐ aim̐ klīm̐ viṣṇu-vallabhāyai namaḥ svāhā ।

ॐ श्रीँ ह्रीँ ऐँ क्लीँ विष्णुवल्लभायै नमः स्वाहा ।

Obeisance and salutations to the One who is the consort of the all-pervading Super consciousness Lord Viṣṇu and also heralds auspiciousness, grants spiritual and material wealth, immense power, concentration, action, all knowledge, and is the fulfiller of all wishes, desires and ultimately grants liberation.

om̐ śrīm̐ hrīm̐ aim̐ klīm̐ siddhayai namaḥ svāhā ।

ॐ श्रीँ ह्रीँ ऐँ क्लीँ सिद्धयै नमः स्वाहा ।

Obeisance and salutations to the fully accomplished One, who is the all-pervading manifested Dynamic Super consciousness and is the Divine Mother, who heralds auspiciousness, grants spiritual and material wealth, immense power, concentration, action, all knowledge, and is the fulfiller of all wishes, desires and ultimately grants liberation.

om̐ śrīm̐ hrīm̐ aim̐ klīm̐ buddhyai namaḥ svāhā ।

ॐ श्रीँ ह्रीँ ऐँ क्लीँ बुद्ध्यै नमः स्वाहा ।

Obeisance and salutations to the fully awakened superintelligence, who is the all-pervading manifested Dynamic Super consciousness and is the Divine Mother, who heralds auspiciousness, grants spiritual and material wealth, immense power, concentration, action, all knowledge, and is the fulfiller of all wishes, desires and ultimately grants liberation.

om̐ śrīm̐ hrīm̐ aim̐ klīm̐ dhṛtyai namaḥ svāhā ।

ॐ श्रीँ ह्रीँ ऐँ क्लीँ धृत्यै नमः स्वाहा ।

Obeisance and salutations to the One who is the embodiment of all Creation, who is the all-pervading manifested Dynamic Super consciousness and is the Divine Mother, who heralds auspiciousness, grants spiritual and material wealth, immense power, concentration, action, all knowledge, and is the fulfiller of all wishes, desires and ultimately grants liberation.

om̐ śrīm̐ hrīm̐ aim̐ klīm̐ matyai namaḥ svāhā ।

ॐ श्रीँ ह्रीँ ऐँ क्लीँ मत्यै नमः स्वाहा ।

Obeisance and salutations to the One who is the embodiment and means of all knowledge, and who is the all-pervading manifested Dynamic Super consciousness and is the Divine Mother, who heralds auspiciousness, grants spiritual and material wealth, immense power, concentration, action, all knowledge, and is the fulfiller of all wishes, desires and ultimately grants liberation.

om̐ śrīm̐ hrīm̐ aim̐ klīm̐ kāntyai namaḥ svāhā ।

ॐ श्रीँ ह्रीँ ऐँ क्लीँ कान्त्यै नमः स्वाहा ।

Obeisance and salutations to the One who is the most pleasing and desired, and who is the all-pervading manifested Dynamic Super consciousness and is the Divine Mother, who heralds auspiciousness, grants spiritual and material wealth, immense power, concentration, action, all knowledge, and is the fulfiller of all wishes, desires and ultimately grants liberation.

om̐ śrīm̐ hrīm̐ aim̐ klīm̐ śāntyai namaḥ svāhā ।

ॐ श्रीँ ह्रीँ ऐँ क्लीँ शान्त्यै नमः स्वाहा ।

Obeisance and salutations to the One who is the most calming and peace bestowing, and who is the all-pervading manifested Dynamic Super consciousness and is the Divine Mother, who heralds auspiciousness, grants spiritual and material wealth, immense power, concentration, action, all knowledge, and is the fulfiller of all wishes, desires and ultimately grants liberation.

om̐ śrīm̐ hrīm̐ aim̐ klīm̐ sarvato-bhadra-rūpāyai namaḥ svāhā ।

ॐ श्रीँ ह्रीँ ऐँ क्लीँ सर्वतोभद्ररूपायै नमः स्वाहा ।

Obeisance and salutations to the One who is the Protector of all beings and the entire Creation, and who is the all-pervading manifested Dynamic Super consciousness and is the Divine Mother, who heralds auspiciousness, grants spiritual and material wealth, immense power, concentration, action, all knowledge, and is the fulfiller of all wishes, desires and ultimately grants liberation.

om̐ śrīm̐ hrīm̐ aim̐ klīm̐ śrīm̐ śriyai namaḥ svāhā ।

ॐ श्रीँ ह्रीँ ऐँ क्लीँ श्रीँ श्रियै नमः स्वाहा ।

Obeisance and salutations to the One who is the bestower of all opulence, material and spiritual wealth and beauty, and who is the all-pervading manifested Dynamic Super consciousness and is the Divine Mother, who heralds auspiciousness, grants spiritual and material wealth, immense power, concentration, action, all knowledge, and is the fulfiller of all wishes, desires and ultimately grants liberation.

om̐ namo bhagavatī brahmādi veda-mātar-vedod-bhave

veda-garbhe sarvaśakti śiromaṇe śrīm̐ hari-vallabhe

mamābhīṣṭaṃ pūraya pūraya māṃ siddhi-bhājanaṃ

kuru kuru amṛtaṃ kuru kuru abhayaṃ kuru kuru

sarvaṃ kāryeṣu jvala jvala prajvala prajvala me

suta-śaktiṃ dīpaya dīpaya mamāhitān nāśaya nāśaya

asādhya kāryaṃ sādhaya sādhaya hrīm̐ hrīm̐ hrīm̐

glaum̐ glīm̐ glaum̐ śrīm̐ śriye namaḥ svāhā ।

ॐ नमो भगवती ब्रह्मादि वेदमातर्वेदोद्भवे

वेदगर्भे सर्वशक्ति शिरोमणे श्रीँ हरिवल्लभे

ममाभीष्टं पूरय पूरय मां सिद्धिभाजनं

कुरु कुरु अमृतं कुरु कुरु अभयं कुरु कुरु

सर्वं कार्येषु ज्वल ज्वल प्रज्वल प्रज्वल मे

सुतशक्तिं दीपय दीपय ममाहितान् नाशय नाशय

असाध्य कार्यं साधय साधय ह्रीँ ह्रीँ ह्रीँ

ग्लौँ ग्लीँ ग्लौँ श्रीँ श्रिये नमः स्वाहा ।

Salutations to the Divine Mother, Who is the Dynamic Super consciousness, the power of the Creator Brahma, the source and the essence of the Vedas and all knowledge, the One who is extolled by the supreme Vedas, the embodiment of all power manifested and unmanifested, crest jewel of all knowledge and true bliss, giver of all riches and abundance, the consort of the all-pervading Super consciousness Lord Viṣṇu/Hari, the fulfiller of all heart desired wishes and the cause of the complete fructification of all accomplishments and desires, the embodiment and source of all siddhis and magical powers. Oh Divine Mother, Please step forward and shower your complete and infinite grace of pure bliss and nectar (amṛta) upon us. Please grant us the courage to fulfill all our tasks to completion and stand by our side during all crises. Oh Divine Mother, You are full of light and incandescence that lights up the entire Creation that you have manifested. May the fire of truth emanating from you along with all the various powers (śaktis) and their aspects created by you, assist in protecting us at all times and vanquishing all evil and also help in accomplishing near impossible tasks.

Oh Divine Mother, you are the power of the Māyā bīja (seed) mantra hrīm̐ as the Creator, hrīm̐ as the Preserver and Sustainer and hrīm̐ as the Destroyer and the cause of Transformation. You are the power of the Earth/Prithvī bīja (seed) mantra glaum̐, providing sustenance and support for all life forms. You are the power of the bīja (seed) mantra glīm̐, providing all the means for obtaining material possessions. Oh Divine Mother, We offer our salutations and oblations to you, and seek your blessings of abundance, auspiciousness, health and prosperity and plead you, to remain with us forever and be present at all times, to take care of our welfare.

(iti lakṣmī mālā mantraḥ 108 japaṃ kuryāt ॥)

(इति लक्ष्मी माला मन्त्रः १०८ जपं कुर्यात् ॥)

The above Śrī Lakṣmī mālā mantra should be recited 108 times. If possible, the entire set of mantras from the six versions of the root (mūla) mantra, to the last mālā mantra, can be repeated 108 times for greater benefit. One can recite each mantra 108 times or together as one set 108 times.

Lakṣmī Kavacam (लक्ष्मी कवचम्) :-

(Armor of Śrī Lakṣmī)

om̐ śiro me rakṣatād devī padmā paṅkaja-dhāriṇī ।

bhālaṃ pātu jaganmātā lakṣmī padmālayā ca me ॥ 1 ॥

ॐ शिरो मे रक्षताद् देवी पद्मा पङ्कजधारिणी ।

भालं पातु जगन्माता लक्ष्मी पद्मालया च मे ॥ १ ॥

The head is protected by the auspicious lotus-bearing Divine Mother Padmā Devī. The forehead is protected by the Divine Mother, the Creator of all Existence, the lotus dwelling, the infinite Super conscious Śrī Lakṣmī.

The protection implied here, is for shielding us against misinformation as well as misleading knowledge and steering us towards gaining the ultimate knowledge (Brahma jñāna) for self-realization and spiritual liberation. The śloka (hymn) implicitly suggests the enhancement of the Ājñā (third-eye/pineal gland) and Sahasrāra (crown) cakras and gaining enhanced perception of the ultimate reality within and around us.

mukhaṃ pāyān-mahāmāyā dṛśau me bhṛgu-kanyakā ।

ghrāṇaṃ sindhu sutā payān-netre me viṣṇu-vallabhā ॥ 2 ॥

मुखं पायान्महामाया दृशौ मे भृगुकन्यका ।

घ्राणं सिन्धु सुता पयान्नेत्रे मे विष्णुवल्लभा ॥ २ ॥

The Divine Mother Mahāmāyā protects the face, and the daughter of Bhṛgu Mahaṛṣi – The Mind born, Śrī Lakṣmī protect and sustain our appearance and looks and make us extremely appealing. The nostrils are protected by Sindhu-sutā, the One emerging from the ocean of consciousness. The eyes are protected by Śrī Lakṣmī, the consort of the all-pervading Super consciousness Lord Viṣṇu.

kaṇṭhaṃ rakṣatu kaumarī skandhau pātu hari-priyā ।

hṛdayaṃ me sadā rakṣet sarva śakti vidhāyinī ॥ 3 ॥

कण्ठं रक्षतु कौमरी स्कन्धौ पातु हरिप्रिया ।

हृदयं मे सदा रक्षेत् सर्व शक्ति विधायिनी ॥ ३ ॥

The throat is protected by the eternally youthful and vigorous Divine Mother Kaumarī. The shoulders are vigorously protected by the Divine Mother Hari-priyā, the beloved of the all-pervading Super consciousness Lord Viṣṇu. The heart is protected eternally by the all-powerful power (śakti) of the Creator Vidhāyinī.

The Viśuddha/throat cakra activation is signified and with it the power and clarity of speech. One also gains all the strength to shoulder any kind of responsibilities and will emerge successfully accomplishing one’s endeavors. The Anāhata/heart cakra activation is also signified and with it, a feeling of immense joy, love and compassion as well as deep sense of satisfaction, accomplishment and happiness.

nabhīṃ sarveśvarī payāt-sarva-bhūtālayā ca me ।

kaṭiñca kamalā pātu ūrū brahmādi devatā ॥ 4 ॥

नभीं सर्वेश्वरी पयात्सर्वभूतालया च मे ।

कटिञ्च कमला पातु ऊरू ब्रह्मादि देवता ॥ ४ ॥

The navel region is protected by the Universal Divine Mother Sarveśvarī, Who is all pervading and omniscient. The hips are protected by the True bliss Lotus dwelling Divine Mother Kamalā. The hips are protected by the Divine Mother Śrī Lakṣmī, the cause of Creation and worshipped by the Creator Lord Brahma and other celestial devatā-s.

The Maṇipūra (navel) cakra is activated and a torrent of courage and confidence flows into ourselves. The Svādhiṣṭhāna (sacral) cakra is also activated fully making us more active and vigorous in all pursuits, be it material or spiritual. The base Mūlādhāra (root) cakra activation helps in achieving material desires and having a firm foothold in all undertakings.

jaṅghe jaganmayī rakṣet pādau sarva sukhāvahā ।

śrīm̐ bīja vāsa niratā sarvāṅge janakātmajā ॥ 5 ॥

जङ्घे जगन्मयी रक्षेत् पादौ सर्व सुखावहा ।

श्रीँ बीज वास निरता सर्वाङ्गे जनकात्मजा ॥ ५ ॥

The shanks are protected by the Universal Divine Mother Jaganmayī. The feet are protected at all times by the pleasure and happiness bestowing Sukhāvahā. The One who pervades the śrīm̐ bīja and gives it the power of unlimited abundance and prosperity, the Divine Mother Śrī Lakṣmī, protects all the body parts at all times.

phalaśruti (फलश्रुति) :-

sarvato-bhadra-rūpā māṃ avyād dikṣu vidikṣu ca ।

viṣame saṅkaṭe durge pātu māṃ vyoma vāsinī ।

itīdaṃ pañjaraṃ lakṣmyā guhyād guhyataraṃ mahat ॥ 6 ॥

सर्वतोभद्ररूपा मां अव्याद् दिक्षु विदिक्षु च ।

विषमे सङ्कटे दुर्गे पातु मां व्योम वासिनी ।

इतीदं पञ्जरं लक्ष्म्या गुह्याद् गुह्यतरं महत् ॥ ६ ॥

The Divine Mother Śrī Lakṣmī, protects us from all dangers and unforeseen circumstances, no matter from which direction or corner, they may arise. She springs forth as the Divine Mother Śrī Durgā from thin air if need be, to protect us from all poisonous, hazardous and inimical forces, internal and external. This Śrī Lakṣmī Pañjara Stotram is extremely secretive and is also most effective in its power and manifesting desired results.

gopanīyaṃ prayatnena na dadyād-yasya kasya ca ।

yaḥ paṭhet-prayato nityaṃ phalāhārī jitendriyaḥ ॥ 7 ॥

गोपनीयं प्रयत्नेन न दद्याद्यस्य कस्य च ।

यः पठेत्प्रयतो नित्यं फलाहारी जितेन्द्रियः ॥ ७ ॥

One must make every endeavor and effort, not to reveal this great secret to the undeserving. One who recites this prayer on a daily or regular basis, obtains all the desired results as well as sensory control and ultimately becomes spiritually elevated to the highest levels.

dhyāyel-lakṣmī-padaṃ prītyā tasya kiñcinna durlabhaṃ ।

viṣṇor-nāṃnā sahasreṇa saṃpuṭī-kṛtya yaḥ paṭhet ॥ 8 ॥

ध्यायेल्लक्ष्मीपदं प्रीत्या तस्य किञ्चिन्न दुर्लभं ।

विष्णोर्नांना सहस्रेण संपुटीकृत्य यः पठेत् ॥ ८ ॥

One who faithfully recites this kavacam or the entire stotram with great devotion to the Divine Mother on a regular basis, will not find any task to be difficult or impossible. The kavacam or the mantras of this stotram, especially the mālā mantra or the entire Śrī Lakṣmī Pañjara Stotram can be prefixed in front of the Śrī Viṣṇu Sahasraṇāma Stotram (The thousand names of Lord Viṣṇu) and also suffixed to it.

pañcāyuta prayatnena sa siddhassyādyathā hariḥ ।

vilva pīṭhe likhed-yantraṃ ṣaṭkoṇaṃ mantra saṃyutaṃ ॥ 9 ॥

पञ्चायुत प्रयत्नेन स सिद्धस्स्याद्यथा हरिः ।

विल्व पीठे लिखेद्यन्त्रं षट्कोणं मन्त्र संयुतं ॥ ९ ॥

Reciting five times in the above said manner on a regular basis fetches great merit and one can achieve great accomplishments, and obtain the full blessings of the Divine Lord Hari (Viṣṇu). One should also draw the Śrī Lakṣmī Yantra on a Vilva/Aegle marmelos/Stone apple bark pedestal and add the mantra syllables relevant to the yantra, on the six corners of the hexagonal yantra for worshipping the Divine Mother Śrī Lakṣmī.

tatra sampūjayan-devīṃ tadagre pāṭham-ācaret ।

haridrā mālayā saṅkhyāṃ kurvan-nityam-atandritaḥ ॥ 10 ॥

तत्र सम्पूजयन्देवीं तदग्रे पाठमाचरेत् ।

हरिद्रा मालया सङ्ख्यां कुर्वन्नित्यमतन्द्रितः ॥ १० ॥

After duly worshipping the Divine Mother Śrī Lakṣmī, One can recite this entire Śrī Lakṣmī Pañjara Stotram on a turmeric bead necklace mālā very attentively without worrying about the counts.

sarva-siddhim avāpnoti yadyad-vāñchiti sat-varam ॥ 11 ॥

सर्वसिद्धिम् अवाप्नोति यद्यद्वाञ्छिति सत्वरम् ॥ ११ ॥

When worshipped in the above manner following any of the procedures mentioned above, One will obtain all magical siddhis/powers and fulfill their heartfelt desires and wishes, in a timely manner.

॥ iti śrī atharvaṇa rahasye śrī lakṣmī pañjara stotraṃ samāptaṃ ॥

॥ इति श्री अथर्वण रहस्ये श्री लक्ष्मी पञ्जर स्तोत्रं समाप्तं ॥

Thus ends the highly revered Śrī Lakṣmī Pañjara Stotraṃ derived from the highly secretive Śrī Atharvaṇa Rahasya.sing.